Merchant Account
 | | A Low Cost Merchant Account At A Tremendous Saving...
Our Global Website Partner has made available all the pieces of the e-commerce puzzle to our clients - a low cost merchant account at a tremendous saving.**
**This Low Cost Merchant Account with NO SETUP FEE and low monthly rate is
ONLY Available to our Clients... **This low cost merchant account is NOT available for other website solutions.
Visa®, MasterCard®, and American Express®...
Imagine being able to accept Visa®, MasterCard®, and American Express® payments for your products and services online. You'll never have to process credit card orders by hand again. Just picture the professional impression your site will make on your customers.
Adding Credit Card processing to your web site is simple. - Fill out the iTransact online registration . For assistance call our Corporate Support Team, (888) 343-2889.
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iTransact will contact you within one business day. There is no charge if you are not approved.
As a client of TheEasyWebSolution.com, your hosted, online catalog can now accept credit card payments with this Low Cost Merchant Account!
Your e-commerce puzzle is solved with a low cost merchant account.
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| | | | Global Website Partnership Discount for Our Clients
| Application
and Set-up Fee | $0.00 | | Discount Rate | 2.37% | | Transaction Fee | $0.35 | | Monthly Service Fee | $25.00 |
Reasons to Choose iTransact with TheEasyWebSolution.com Business Website Solution
The advantages of working with iTransact include:
- Single source for equipment, service and support
- Online merchant application and 95% approval rate
- Fully integrated secure payment gateway
- Scalable modules allow tailoring to any level of service
- 24-hour customer service, 7 days a week, 365 days a year
- Funds are generally deposited within 24 to 48 hours of transaction approval
- Robust sales management tools and reports
In addition, our business website solution provides you: - 6000 Item Catalog/Shopping Cart
- Toll-free technical support
- Also includes all of the other many built-in features
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iTransact Technical Overview From Web surfer to Web site: credit card numbers
A potential customer visits your Web site. He sees something that interests him so he places an order, inputting his personal and credit card information on your site. You have a variety of options available regarding how you will accept this information.
Your customer's information will be transmitted securely from your customer's browser (i.e. Netscape, Internet Explorer) to the server at Webcenter on which your Web site is hosted. Security is an important part of merchant transactions. Most people are unwilling to provide their personal information without the assurance that a third party cannot intercept the information as it travels across the Internet. This securtiy is accomplished using SSL (Secure Socket Layer) encryption which is a feature of your customer's browser and also of our Web server.
Processing the Credit Card
Once the information is passed to your Web site, it must now be verified by your Merchant Processor. Since most Merchant Processesors don't provide connections to the Internet, you must pass the information through a gateway such as iTransact. The information is passed from your Web site (on Webcenter servers) to the gateway (using a secure method provided by the gateway). The gateway services have a dedicated connection to your Merchant Processor. Once the gateway receives a response from the Merchant Processor they forward that information back to your Web site where you can act on it accordingly.
Gateway services are normally resold to you by your Merchant Processor. The fees associated with the gateway are included in the fees that you pay for credit card processing.
Do I need to have a regular bank account for my business?
Yes. Where would your Merchant Processor put all the money you make otherwise? |  |  | | Merchant Services Terms & Definitions
Can you sum this up for me?
What do I have to do to accept credit cards?
- Set up your shopping cart.
- Establish an account with a Merchant Processor.
- Spread the word. Tell people your site is ready for business.
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Merchant Services Terms and Definitions
CA (Certificate Authority)
The organization that verifies Web site information and provides encrypted certificates for use in SSL transactions on the Internet. Two of the most popular Certificate Authorities are Thawte and Verisign. Webcenter's Secure Servers use Verisign.
Certificate
A digital signature that contains information about your company and is used to encrypt sensitive data sent between Web browsers and Web sites. A certificate is obtained from a Certificate Authority.
CGI (Common Gateway Interface) programming
A method to write programs that process information passed to and from a Web site. CGI scripts reside on the server (computer) along with the Web server software. These scripts are often written in Perl but may be written in any language. They are generally placed in your cgi-bin directory and run as a result of input from a Web page form. A CGI script might process the input from a Web page form and act on it accordingly; sending credit card numbers off to a credit card gateway for verification, for example. Instead of custom programming, many people opt for pre-packaged solutions, such as Webcenter online catalog, which perform the same function.
Gateway (LinkPoint, Cybercash, Authorize.net)
A gateway forwards information received on the Internet to a Merchant Processor using dedicated, leased connections not accessible from the Internet. The gateway accepts connections from your Web site using an encryption scheme (separate from SSL) and returns results of transactions to your Web site. The gateway charges the Merchant Processor who in turn sells their services to Web merchants. The LinkPoint® API is part of the solution through iTransact. The LinkPoint API is implemented through Miva Merchant, thus preventing the need for "C" programming knowledge.
Merchant Processor
A company whose purpose is to submit credit card information to credit card institutions. The Merchant Processor is responsible for payment resolution between a customer and a merchant when a credit card is used by the customer. The Merchant Processor initiates the transfer of funds between a credit card institution and the merchant's bank account. The merchant must establish an account with a Merchant Processor in order to process credit cards. The Merchant Processor reviews business information including credit information and the stability of the business. Not all businesses are accepted by Merchant Processors. Many Merchant Processors are unwilling to accept credit card traffic generated from the Internet. Webcenter has established a relationship with iTransact to allow Webcenter customers to initiate the signup procedure online and receive a discount on setup costs. Fees may include a setup fee, a percentage of monthly charge revenue and a minimum monthly fee. The gateway fee is included in these fees by the Merchant Processor.
SSL (Secure Socket Layer)
The secure communication method used between Web browsers and Web servers to ensure privacy of data transfers.
Web Server
A Web server reads files from your directory and delivers the information to Web browsers for display. A secure Web server also establishes encrypted communication between a Web browser and your Web site. Webcenter uses the Apache Mod_SSL Secure Server to deliver state-of-the-art security for your data.
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